If Congress does approve a second stimulus check by the end of 2020, how much money could you expect as a payment? The amount is based on a handful of variables, so we made a calculator tool to help you easily estimate the amount you or your family could receive if you meet the (possibly) changing qualifications.
With the first stimulus check, the IRS sent up to $1,200 per person and could follow the same guidelines if Congress signs off on a second direct payment — perhaps with a twist.
Our stimulus check calculator is based on rules from the CARES Act, which governed the first stimulus check, and does not retain your personal details in any way. Keep in mind this tool supplies estimates only — the IRS may calculate a final figure based on other factors.
Before we begin: Three things to know
You will need your adjusted gross income, or AGI, from your 2019 or 2018 tax information. If you’ve filed your 2019 federal tax return, you can find that figure on line 8b of the 2019 1040 federal tax form. It’s line 7 on the 2018 1040 tax form.
The CARES Act allowed you to claim child dependents for $500 apiece, as long as they’re 16 years old or younger (that is, under 17 years old). If you’d like to calculate the total for dependents of any age — a change that’s been discussed for a second check but isn’t guaranteed — add the number of dependents in the corresponding field, regardless of age.
Here are exceptions to the current rules regarding when someone who’s 17 to 24 years old can claim a stimulus check. If you don’t typically file taxes, or have a different circumstance, read our stimulus check FAQ for more information.
Calculate your stimulus payment
Use details from your 2019 or 2018 tax return, whichever is most recent.
1. Choose your filing status below.
Note: If you aren’t able to view the calculator, please click this link. If on a mobile device, allow the calculator to load into a new browser tab.
How to calculate your stimulus money if you don’t usually file taxes
With the first checks, the IRS automatically sent stimulus checks to many who normally are not required to file a tax return — including senior citizens, Social Security and Social Security Disability Insurance recipients, Supplemental Security Income recipients and railroad retirees. (In some situations, eligible individuals and families who didn’t file taxes needed to use the IRS Non-Filers tool to provide the IRS with enough information to send a check.)
If this is your case, enter your best guess where it asks for your adjusted gross income.
Some who didn’t file taxes may be eligible for a payment but have not claimed it yet. The IRS is sending letters to 9 million nonfilers who may be eligible.
Reminder: Here’s who’s eligible for a stimulus check
We have much more information here, but in broad strokes, here’s who’s eligible for some stimulus money under the CARES Act:
- You’re a single US citizen or resident alien and have an adjusted gross income less than $99,000
- You file as the head of a household and earn under $146,500
- You file jointly without children and earn less than $198,000
For everything to know about the first payment, see our guide to the first round of checks. We also have an idea for how quickly the IRS could send out the second round of payments once they are approved and what other benefits you might expect in another economic relief package.